Economics: Finance and credit

Финансы и кредит

Economics: Finance and credit

Specialization (degree program): Finance and credit

Qualification (academic degree) – Bachelor

Mode and duration of study:

Full-time – 4 years.

Extramural – 5 years. There is an opportunity of extension training based on higher education and subject-specific secondary vocational education.



There is a possibility of distance learning.


Entrance examinations:

high school graduates – on the results of the USE (Mathematics, Russian language, Social Science)

technical or vocational school graduates – on the testing results

university graduates – subject-specific test or interview


Development of entrepreneurship, financial markets, all the financial, credit and banking system demand new experts. This specialty gives a chance to make a career in banking where now there is an acute shortage of competent experts. According to sociological researches the greatest demand is now for financial and risk managers, securities specialists, advertizing specialists, employees of enterprises financial services and economic departments.


Economist, the IOSI graduate, will know:

  • market instruments of economy management and ways of their efficient use;
  • the tax legislation and other normative legal documents regulating economic activity of the enterprise (laws, acts, provisions, instructions from ministries and departments);
  • software solutions: 1C and MS-Office;
  • methods of accounting and analysis of results of enterprise divisions work;
  • methods and techniques of economic calculations;
  • ways of determining an overall company performance according to different indicators;
  • banking;
  • records maintenance and storage.


Economist, the IOSI graduate, will be able to do the following:

  • to develop orders and techniques on drawing up budgets;
  • to plan his/her activity;
  • to carry out the analysis of financial and accounting documentation;
  • to draw up estimates, business plans and estimate product costs;
  • to carry out the financial analysis of the organization (enterprise) activity;
  • to make operating activities in a bank;
  • to carry out planning and budgeting of the enterprise financial activity;
  • to plan costs, resource use, expenses and profits of the company;
  • to draw payment documents.


Professional activities include:

  • economic, finance, marketing, production and analytical services of the institutions of all the branches of the national economy, fields and ownership forms;
  • finance, credit and insurance institutions;
  • the state and municipal administration bodies;
  • general education institutions.


Salary 15,000 – 20,000 rubles


This career will be ideal for You, if You:

  • have a high level of mathematical (calculating) abilities;
  • can well or even perfectly analyze and generalize information;
  • concentrate well your attention, are able to focus for a long time on one issue;
  • like to work with documents and figures;
  • are assiduous and patient;
  • are persistent;
  • are obliging;
  • are responsible;
  • are honest;
  • are accurate;
  • are emotionally and mentally steady (are capable of self-control);
  • are fair.


Training places of students of the Department of Economics and Finance


«Sberbank of Russia» JSC branch № 8614 of the Mari El Republic


 Interdistrict Inspectorate of the Federal Tax Service of Russia №1 for the Mari El republic


«Rosgosstrakh» JSC


«Marbiofarm» JSC


 Committee of Management of the Municipal Property of the Administration of the city district «Yoshkar-Ola»


«Mari calcium-silicate bricks plant»


«Spetsstroymekhanizatsiya» JSC


State unitary enterprise of the Mari El Republic «Mostremstroy»


Local Agency of the Federal State Statistics Service for the Mari El Republic


State Unitary Production Energy Enterprise «Markommunenergo»


«Kontakt» JSC


«Mari Machine Engineering Plant» JSC


 Territorial production complex «Zvenigovsky» LLC


«Yaransk dairy products combine» JSC


«Krasnooktyabrisk metalware plant » CHSC


«Mariiskoe» CJSC


Ministry of Education and Science of the Mari El Republic


Branch of «Rosgosstrakh-Povolzhe» LLC – «Department for the Mari El Republic»


«Digit» LLC


State Unitary Enterprise of the Mari El Republic «Public transport enterprise-1»


State Institution of the Mari El Republic «Employment centre of Yoshkar-Ola»


State Unitary Enterprise of the Institution OSH-25/3 of the Central Directorate of Corrections for the Mari El Republic


«Enterprise «Kant» LLC


I want to study at IOSI